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Avo Savings

Boost your savings effortlessly.

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NEW

First AI-Powered Savings.

Our automated savings scheme helps you reach your savings goals by learning your income, spending habits, and bill schedule—so we know the right moments to put money aside. With your guardrails in place, we automatically save small amounts that add up faster than you’d think.

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Your Future, Your Way.

Save a little or a lot—set daily savings limits, pause anytime, and withdraw as much or as often as you like. Choose any savings method you prefer—automated, recurring, or round-ups. Set a minimum balance, and if it ever dips below that, we’ll automatically top it up from your Rainy Day fund.

Set and meet your goals.

Rainy days 💰

Be ready for rainy days. Unexpected turns don’t have to throw you off course. Slowly move money for whatever, no matter the weather.

Down payment 🏦

Make moves on your big plans. Avo makes it easy to build up a down payment for a place of your own or wheels to roam.

Travel 🛩️

Visit lands near and far. We'll help you set aside money for big or small adventures.

Loans 💵

Stop stressing over your loan payments. Just set a goal and let Avo do the rest.

Gifts 🎁

Treat your loved ones, or yourself. Be financially prepared for gift-giving occasions year-round.

Bills 🗓️

Let Avo help you pay off your bills. Set a goal for the amount that you owe or a recurring goal for your monthly minimum.

Secure your future, securely.

Free and instant transfers.

 

Transfer money out of your savings account and into your spending account instantly and for free. 

DIV-insured.

Keeping your money safe is a priority — all your savings are DIV-insured up to 125M VND.

FAQ - Frequently Asked Questions

Does Avo have any fees? No, we do not charge any recurring fees—no minimum balance fees, no monthly fees, no maintenance fees, no overdraft fees. Avo does not charge in-network ATM fees, but third-party ATM operator fees may apply.

How do I sign-up for an Avo account? Signing up for an Avo account takes less than five minutes. 1. Go to an Avo onboarding machine or download the Avo app. 2. Fill out basic details—needing only your identification card and fingerprint. 3. Download the app if you haven't already and connect your external accounts. 4. Add money and enjoy fee-free banking! Add your debit card to Apple Pay or Google Pay.

What is Avo Savings? Avo Savings is a free savings account designed to help you automate savings, goals, and organizing your future—while earning a competitive rate. Seamlessly integrated with your Avo spending account, it lets you automatically allocate funds as well as transfer money to your spending account for free—all in one app. Easily direct your savings into goals (like “bills,” “travel,” or “gifts”), giving you a clear view of progress toward each goal. With no monthly fees, no minimum balance to open, and interest compounding daily, Avo Savings supports your financial future with smart automation and flexibility.

Is Avo a bank? Avo, Inc. is a financial services company, not a bank. Avo is provided by our bank partner Member DIV.

© 2025 by Avo. Designed and developed by Avocado.

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